(NNPA)—Dear Gwendolyn:
My sister-in-law wanted to purchase an SUV after wrecking her car.
She asked me to co-sign but I told her I would loan her the money for a down payment—but would not co-sign.
After loaning her $3,000 for down payment, I later discovered she had received enough money from her insurance to not need money from me.
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My husband was not aware that his family, my family, and my friends were borrowing without repaying.
People dislike people and talk about you when they know you have it and don’t loan it.–Bernice
Dear Bernice:
Who cares about what people think?
Throw that idea completely out of your mind. No one is obligated to give away money as if it is falling from trees.
A good practice is only give money to those who helped you achieve it (example: mom, dad, a loving aunt, or some nice little old lady or man who honored your interest).
Too many people have lost everything they owned (house, cars, furniture, bank account) feeling guilty about having money.
Let me tell you this: The next time someone wants to borrow when they ask, “I need to borrow” (break into the conversation and say “I don’t have it”).
Then when they try to explain, don’t give them time to give the amount—(again break into the conversation and say—“I don’t have that either”).
(Got a problem, e-mail Gwendolyn at: gwenbaines@hotmail.com or write to her at Nevada Publishing Co., P.O. Box 10066, Raleigh, N.C. 27605-0066 [to receive a reply, send a self-addressed stamped envelope.])
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