The Carr Report: Dinner with Jay-Z or $500,000?

by Damon Carr, For New Pittsburgh Courier

Dinner with Jay-Z or $500,000 was a Social Media Engagement meme that went viral.  I posted it on my page. Most people opted for the $500,000 cash. There were some people who opted for dinner. They detailed why taking dinner with Jay Z was more valuable. Below are some of the responses. In closing, I’ll share my take.

I’ll explain because most people can’t comprehend. Dinner with Jay-Z is a better option over $500,000 because of the knowledge and expertise he has. He’ll give you the blueprint on being wealthy and successful. His knowledge is worth more than $500,000 in the long-term

~ Side Hustle King

I’d take the $500K. I don’t know if ole boy’s take that dinner with Jay would be more valuable than the money. It might be if you already had that kind of money to invest, but for us lay people, the money is important now.

~ Michika

I’ll take the dinner because the information he will give will be far more valuable than $500,000.

~ Nicole

I’ll take the $500k so I can buy my family a house, new car, take my man to a romantic getaway (something he would like) and put money in a CD fund for kids college, finish my other degree and donate to charities

~ Heather

I’m taking that money and tripling by next year in the crypto space.

~ Chris

I’m not sure if I want to take money advice from a former drug dealer. Give me cash.  I’ll make it work.

~ Robert

Dinner with Jay -Z because he will put me in position to make millions

~ Nick

I’m takin the cash because I don’t think there’s anything Jay-Z will say to me over dinner that will equal $500,000

~ Lashan

Dinner because he can give me directions and connections on how to turn my book ideas into a movie deal

~ Dawn

Just because You eat with him, doesn’t mean he’ll tell you what you need to know. I’m taking the money.

~ Melissa

I’d take the meeting – no doubt. Long game, not a quick $500,000 when you can have dinner with a BILLIONAIRE. Ask Master P about the $50,000 he paid to meet with Michael Jackson’s attorney when he started in the Music Business. Everyone thinks they can take $500,000 and turn it into Millions. It’s not that easy. I know.

~ Jason

I’ll take the $500k to buy the small things, invest a portion in stocks, another portion into my own business, and leave the rest for rainy days.


I’m having dinner with Jay-Z!  I’m just trying to get to the Netflix and chill part of the night! Sorry my answer isn’t the best but it’s true!  I love me some Jay-Z

~ Nicky

Navient calls me day and night.  Let me get those greenbacks!

~ AJ

In the words of Biggie, “Gimme the Loot”.


Show me the money! Who the heck is Jay Z?

~ Helene

Damon says:

Rap artist 50 Cent said in a song, “Be a millionaire if you have a baby by me. I get it!  Worst case scenario, if she has a baby with him, she’ll get Child Support. She’s getting paid.  Best case scenario, he marries her and she becomes Wifey.  She’s entitled to half of everything. That’s POWER – assuming no prenuptial agreement.

Jay-Z said in a song, “I’ve made more millionaires than the Lotto!” Who? Dame Dash, Bennie Sigel, Freeway, Memphis Bleek? Where are they now? I googled them. Not one has a net worth of $1,000,000.00 today!

He may have helped launch Kanye and Rihanna’s career. But I can’t give him full credit for their success.  Kanye West is selfmade! He released his first single “Through the wire” on his own dime without The Roc’s permission. More than 75% of Rihanna’s billionaire Net Worth is from business ventures Not Music. Her company Fenty Beauty is reportedly worth $1.4 billion alone.  She owns half of that company. 

What “Average Joe” not in the music biz did Jay-Z blow up into becoming mega rich? I’ll wait…….I’m back!! I couldn’t think of anyone either.

If the goal is millionaire status, $500,000 puts you halfway there.  No matter what his advice is, you will need start-up capital to launch. But most importantly you have to SUCCESSFULLY APPLY the knowledge.  There’s Zero guarantee you’ll duplicate his success!

Here’s the Blueprint to mega-millions! You have to Convince people that you’re so good at what you do, they’ll come from EVERYWHERE to purchase your products or services or cut you a handsome check for your talent. Michael Jordan comes to mind. He was so good at the game of basketball and so valuable to the Chicago Bulls, he convinced them to cut him a check for $33.1 million for one season back in the early 90’s. That’s what top players in the NBA are making today- 30-years later. PlayStation and Apple has created such a brand, they’ve convinced people to set up tents and sleep overnight at a retailers parking lot for an opportunity to ensure they’re able to purchase a PlayStation or Apple IPhone.

Key word being you have to CONVINCE people.  Jay-Z is so good at convincing people he’s brilliant. People will pass up $500k to have dinner with him! To me, that’s INSANE!

The other way to mega-millions is diligent, smart, diversified investing over a long period of time. This method has definitely made more millionaires than the lotto.  More importantly, unlike Dame Dame and most lottery winners, the people that went this route kept their millions!

There’s absolutely NO WAY I’ll pass up $500k to have dinner with Jay-Z! Neither should you!

After I ran this meme on Social Media and received hundreds of responses, Jay-Z took to Social Media. He said, “Take the $500,000!”

(Damon Carr, Money Coach can be reached at 412-216-1013 or visit his website at

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