CATEGORY

Dr. Anthony O. Kellum

Property is Power! Closing the Black homeownership gap

In the United States, property has always been more than land and lumber. It has been a proxy for power, access, and stability—a silent...

Property is Power! Buy the block! What it means for the Black community

Ownership is more than personal wealth, it’s collective transformation. For generations, Black communities have been the heartbeat of American culture, resilience, and creativity, yet...

Property is Power! Technology, AI, and the future of Black homeownership—what it means for Black homeownership

The mortgage and real estate industries are undergoing a major transformation. Artificial intelligence, digital mortgage platforms, and fintech innovations are changing the way people...

Property is Power! The wealth gap and the homeownership divide — what it means for Black homeownership

Homeownership is the cornerstone of the American Dream—a path to stability, independence, and generational wealth. Yet for the Black community, this dream has often...

Property is Power! What the government shutdown means for Black homeownership

A government shutdown isn’t just a headline, it’s a shockwave that ripples through every corner of the economy. For the African American community already...

PROPERTY IS POWER! What unequal access to credit means for Black homeownership

Homeownership has long been a cornerstone of building wealth in America, yet unequal access to credit continues to block too many African Americans from...

PROPERTY IS POWER! What the rise of Non-QM loans means for Black homeownership

The mortgage market is shifting again, and one of the most important trends to watch is the rise of Non-Qualified Mortgage (Non-QM) loans. At...

PROPERTY IS POWER! How the housing crisis is affecting Black homeownership

The current housing market is being called a crisis for good reason. Home prices remain historically high; interest rates are elevated compared to the...

PROPERTY IS POWER! Understanding credit innovations and what they mean for Black homebuyers

In today’s mortgage market, one of the biggest changes shaping access to homeownership is the shift in how credit is evaluated. For decades, the...

PROPERTY IS POWER! Making sense of today’s mortgage rates and what it means for Black homeownership

The average 30-year fixed mortgage rate has dipped to around 6.5 percent, the lowest level we’ve seen in months. For many, that number may...

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